Know Your Credit Report Rights: Limit Access to Your Report
Many individuals do not know their rights under the Fair Credit Reporting Act. This federal law not only outlines consumers’ rights in relation to their credit report, but also outlines specifications for credit reporting agencies. This is a five part series that looks at consumer rights under the Fair Credit Reporting Act.
Limit Access to Your Credit Report You have the right to…
…give your written consent before a credit reporting agency sends your information to an employer or future employer. …take your name off of the “unsolicited credit offers” list. ■