Don’t Be Bullied By Collectors      
 
There are debt collectors out there that will use every trick in and out of the book to get you to pay your debt. Now, for those people that have the ability to pay down their debt and simply choose not to – well, we don’t have too much sympathy for them. However, for those people that are unable to pay it becomes a very scary and stressful situation that they are unable to come out of. They are afraid to answer their phone because they cannot afford the payments that they are going to want them to make, and they tire of explaining that they have no money over and over again.
 
With this in mind, it becomes difficult to know who is for real and who is not, and what they can and cannot say to you over the phone. They cannot threaten legal action unless they actually go through with it, they cannot garnish your wages without a court order, they cannot take your home, your car, etc. without more legal action being involved and that is only if your home and your car were used as collateral. You are not going to go to jail, and you are not going to be arrested in any form because you have not paid. We no longer have debtors prisons in this country.
 
But you might want to look into something like a debt consolidation if you think that you can pay your bills if they were just a little lower. A debt consolidation loan can take all of your bills and put them into one loan, thus making your life a whole lot easier. The choice is yours, but if you are being harassed and bullied by your creditors you need to report them because it just isn’t legal.



 





 

 

Back to News Updates