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Debt Free 24 - How It Works

Getting started with your recovery process is simple. The first step is filling-out the online sign-up form. After we receive your request, we will carefully review it. Then, one of our dedicated Debt Repayment Representatives will contact you in order to review your personal options along with your existing situation and needs. After that, your personal Representative will actually contact each of your outstanding creditors in order to negotiate the lowest possible interest rates and inform them that you are in the process of repairing your debt.  Often times, creditors see this commitment by not only reducing your current interest rates, but by additionally reducing other miscellaneous charges and penalties that may have been attached to your account. Most of the time, your records will be re-flagged as “current”, allowing your credit to already begin the restoration process.

Once your Representative contacts all of your existing creditors, the debt recovery manager will combine all of your bills into one, lower monthly statement. Then, you will only have to send one payment each month to the Debt Repayment Representative and they pay your creditors on your behalf.

Due to the fact that your interest rates and fees will be negotiated at a lower interest rate, you will  pay less while actually paying more money towards your principle. By utilizing a debt management program, you can reduce the amount of time it takes to pay off your current outstanding debts from the typical 15-45 years - to just 3-6 years!


 
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